Maybank HouzKey

What is HouzKEY?

HouzKEY is a homeownership financing solution offered by Maybank Islamic to assist first and second home Malaysian buyers in owning their dream home.

This financing solution is available for properties offered by our partnering developers which include new launches, under-construction and completed properties.

Why choose HouzKEY?

Under HouzKEY, homebuyer get to enjoy 100% financing (no downpayment is required), no payment during construction period and lowest monthly payment.

HouzKEY Structure

1. What is the tenure under HouzKEY? 

Homebuyers under HouzKEY starts off with a 5 years tenure ("Initial Tenure") and subsequently have the flexibility to continue for up to an additional 30 years. 

Thus the maximum tenure that can be offered is 35 years (or up to 70 years old, whichever earlier)

2. Is there any downpayment required?

HouzKEY provides 100% financing and no downpayment is required.

To start homeownership journey, only have to pay three months of deposit upon signing the agreement with HouzKEY and the deposit is refundable!

How do I apply HouzKEY?

1. Browse HERE and select the project that you are interested in.

2. Click "register interest" and fill in your details.

3. The developers/agents will get in touch with you for the next steps.

Alternatively, you may also make a booking directly with the participating developer and apply for HouzKEY

What is the eligibility criteria for HouzKEY?

You must be Malaysian, 18-70 years old and must not have more than 1 home financing (including HouzKEY facility) at the point of application.

Can you apply HouzKEY under joint names?

No, there can only be one main applicant.

You may however apply for HouzKEY with up to three guarantors.

Your guarantor should be 18-70 years of age and must be members from your immediate family such as your parents, siblings, spouse or children.

Guarantors are exempted from the criteria of having not more than one home financing (including HouzKEY facility) at the point of application.

As a first home buyer I would highly recommend to all the first home buyer out there to consider Houzkey project as it really easy to pass the loan and low monthly installment for a fresh grad that wanted to buy a dream house for themselves. If you're interested to know more regarding HouzKEY by Maybank or HouzKEY project may consult me via Whatsapp, 

Gwen - 011-2753 7338 CLICK HERE